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Immediate Annuities in Las Vegas

Planning for retirement has changed dramatically over the years and will continue to do so. The amount of pensions that are available is dwindling each year and the future of Social Security is in doubt. This means it is very important to prepare now for what lies ahead in retirement. For many, an immediate annuity is a product that may help them accomplish this goal.

About Immediate Annuities

Before we can get into the specifics of this product, we need to talk about annuities in general. Annuities are financial products that function as an agreement between a person and an insurance company. The person agrees to make a lump sum payment to an insurance company, who agrees to make regular payments back to the person throughout the life of the annuity. Relating to when these payouts happen, there are two basic kinds of annuities: deferred and immediate. Deferred annuities include payouts that are pushed aside to a later date; the payouts of immediate annuities can start immediately.

For those in need of recurring income payments within a short amount of time, immediate annuities can be a great choice. Immediate annuities feature tax-deferred growth, which means you aren’t required to pay taxes on this increase until the money is withdrawn.

Because there are numerous companies that sell them, there are a lot of options when it comes to immediate annuities. To help you make an informed decision on Las Vegas immediate annuities, Cornerstone Wealth Management can provide you with access to products from several different companies. This structure allows us to select the immediate annuity that will best fit your needs.

Contact Us

Find out more about immediate annuities by meeting with one of our experienced financial professionals in the Las Vegas area. We’ll be happy to talk about your financial situation and retirement goals to determine if one of these products would be a good fit for you. Give us a call today and schedule your appointment.


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    Henderson, NV 89012

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    Las Vegas, NV 89135

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