Retirement Planning

OUR TESTED BLUEPRINT FOR RETIREMENT

At Cornerstone Wealth Management, we are dedicated to helping individuals and families work towards financial independence in retirement with personalized guidance. Our team of skilled retirement consultants works closely with you to create customized retirement plans that strive to meet your unique needs. It’s never too late to start your journey towards financial confidence.

We’ve meticulously crafted a retirement plan with five foundational pillars, each as solid as stone, to work towards a strong financial future. Our first pillar, Income Planning, ensures your expenses are met predictably throughout retirement. Next, Investment Planning optimizes your assets. Tax Planning shields you from unnecessary liabilities. Healthcare Planning safeguards against rising costs. Lastly, Legacy Planning ensures your financial legacy passes efficiently to your beneficiaries. Together, these pillars create a retirement plan as enduring as a stone structure, helping to work toward a successful financial future.

With Cornerstone Wealth Management, you can rest assured that your retirement is built on a solid foundation, designed to withstand the tests of time and help provide you with lasting financial independence.

Our wholistic retirement planning is built upon these pillars:

Income Planning

Making sure your expenses can be paid with predictability for the rest of your life is crucial. Helping you plan your income in retirement is our priority.

Investment Planning

After we have established a plan for income, we will create an investment plan for the remaining assets.

Tax Planning

A strategy for reducing tax liabilities is critical for any retirement plan

Healthcare Planning

Healthcare costs are always on the rise, and we will create a plan to help you address costs with a minimum of expense.

Legacy Planning

Making sure your everything you’ve worked for throughout your life goes to your beneficiaries in a tax efficient manner is crucial.

Learn More About Our Tested Retirement Process:

Retirement Planning

FREQUENTLY ASKED QUESTIONS

When Should I Start Retirement Planning?

It’s never too early to start retirement planning. The earlier you begin, the more time your investments have to grow. However, even if you’re closer to retirement age, it’s still essential to create a plan to manage your savings and income during retirement.

Cornerstone Wealth Management offers personalized retirement planning services. Our experienced consultants work closely with you to assess your financial situation, set retirement goals, and create a customized plan that includes income, investment, tax, healthcare, and legacy planning. We provide professional guidance to help you achieve your retirement objectives.

A comprehensive retirement plan includes income planning to cover expenses, investment planning to optimize assets, tax planning to reduce liabilities, healthcare planning to address rising costs, and legacy planning to work toward your financial legacy being passed efficiently to your beneficiaries.

Yes, retirement plans should be flexible and adaptable to life changes. Cornerstone Wealth Management regularly reviews and adjusts your retirement plan to accommodate shifts in your financial situation, goals, and market conditions, ensuring it remains aligned with your needs.

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Making the Transition to Retired Life

After all your years of hard work and disciplined saving, you’ve made it to retirement – congratulations! Now, the challenge becomes tackling common retirement transition concerns so that you can live out the ideal retirement you’ve dreamed of.

Retirement Planning Articles

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Ready to take control of your financial future? Schedule a call with Cornerstone Wealth Management today.

Birthdays Over 50 Worth Celebrating
READ OUR LATEST GUIDE

Birthdays Over 50 Worth Celebrating

Before you start planning for retirement, make sure you put these relevant dates in your calendar. Beginning at 50 years old, there are several birthdays that are essential to be aware of as they can influence your retirement timeline and overall financial plan.

The Fundamentals of Estate Planning
READ OUR LATEST GUIDE

The Fundamentals of Estate Planning

Estate planning can be an emotional process. After all, it’s difficult to think about things like who will raise your children, or which loved one will best manage your financial assets. Estate planning is necessary, however, because without a will, your estate may end up in court. This means it could be divvied up based on a judge’s ruling, rather than on your personal wishes.

Making the Transition to Retired Life
READ OUR LATEST GUIDE

Making the Transition to Retired Life

After all your years of hard work and disciplined saving, you’ve made it to retirement – congratulations! Now, the challenge becomes tackling common retirement transition concerns so that you can live out the ideal retirement you’ve dreamed of.

Addressing Market Volatility in Today's World
READ OUR LATEST GUIDE

Addressing Market Volatility in Today's World

Planning for retirement is never a “set it and forget it” task. There are unexpected disasters, market drops, and changing laws that could cause retirees to reevaluate their financial situation. Ultimately, there’s no way to predict everything that will cause market downturns. However, you can prepare yourself for one by having a solid financial strategy in place.

What to Consider in Your Charitable Giving Plan
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What to Consider in Your Charitable Giving Plan

Congratulations! You’ve decided to give to a charitable organization. Charitable giving is a wonderful way to help further causes you are passionate about and feel good while doing it.

The Importance of Designating Beneficiaries
READ OUR LATEST GUIDE

The Importance of Designating Beneficiaries

When life gets hectic and your to-do list seems endless, it can be easy to let financial planning details slip through the cracks. However, updates to your designated beneficiaries on 401(k) plans, IRA accounts, and other retirement assets is vitally important.

Managing Inflation in Retirement
READ OUR LATEST GUIDE

Managing Inflation in Retirement

You may have noticed that the things you buy regularly have become more costly, and you may be pondering if inflation will stay high. For individuals close to retirement or already retired, it is essential to take measures to protect themselves from the eroding effects of inflation.

Birthdays Over 50 Worth Celebrating
READ OUR LATEST GUIDE

Birthdays Over 50 Worth Celebrating

Before you start planning for retirement, make sure you put these relevant dates in your calendar. Beginning at 50 years old, there are several birthdays that are essential to be aware of as they can influence your retirement timeline and overall financial plan.

The Fundamentals of Estate Planning
READ OUR LATEST GUIDE

The Fundamentals of Estate Planning

Estate planning can be an emotional process. After all, it’s difficult to think about things like who will raise your children, or which loved one will best manage your financial assets. Estate planning is necessary, however, because without a will, your estate may end up in court. This means it could be divvied up based on a judge’s ruling, rather than on your personal wishes.

The Birth of a Grandchild
READ OUR LATEST GUIDE

The Birth of a Grandchild

Congratulations! The arrival of a grandchild is always an exciting time. Since many grandparents wish to assist in covering their grandchildren’s future financial needs, it’s also a good time to consider financial preparations for the future. If you hope to provide funds to your grandchildren, both 529 plans and trusts are beneficial options.

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If you have any thoughts, questions, or if you’d like to schedule a consultation drop us a line. Your insights help us refine our services.

Making the Transition to Retired Life
READ OUR LATEST GUIDE

Making the Transition to Retired Life

After all your years of hard work and disciplined saving, you’ve made it to retirement – congratulations! Now, the challenge becomes tackling common retirement transition concerns so that you can live out the ideal retirement you’ve dreamed of.

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