Just saw us on

?

Should You Care About Your Digital Life?

Should You Care About Your Digital Life? Cornerstone Wealth Management

Should You Care About Your Digital Life? Cornerstone Wealth Management

You might not rely on the internet or online services the same way a teenager or twenty-year-old might and you may not identify as a “techy”, but you might be more technologically savvy and active online than you think. Retirees actually use email and mobile smartphones commonly and can be quite active on social media platforms. Even if that’s not you, have you had to log in to an online bank or investment account to check something or sign up online for a service of some sort? If so, then you have a digital presence that is worth considering and protecting.

With cybercrime increasingly affecting retirees, you may want to consider protecting your online accounts with cybersecurity measures. Cybersecurity starts with simply making sure you are aware of how to recognize certain online behavior and know the best practices for keeping your information safe.

Are You at Risk Online?

You might be wondering, “Why does cybercrime pertain to me if I don’t use the internet as much as others?” While a fair assumption, cybercriminals actually target under-used or dormant accounts to get your password information and other personal data. If you have an account you don’t use or don’t check up on often, hackers target those given you’re not monitoring its activity. Once they have your account information, they can try to log in to other accounts you might have to see if you use the same password for multiple sites.

For example, if you have an online shopping account you don’t check, a hacker might get into that account and buy things without you knowing. If you’re less active online or with certain accounts, you may not even notice when it’s happening. Other cybercrime might come in the form of a phone call saying they are your bank or the government, asking you to confirm personal information on the spot.

How Can You Protect Yourself?

For starters, keep these tips in mind:

Check the source. If you get directed to a website claiming it’s an established company but the link has a misspelling or it doesn’t match the official company website link, it might be a scam.

How do you feel? Any reputable company, institution, or online service will not try to make you panic or pressure you into giving information. If you feel pressured by an email or a phone call, it’s probably a scam.

Lastly, keep your passwords in check. Change your passwords regularly, makes sure they aren’t easy to guess, keep personal information or numbers out of them, use as much randomness as possible, and store them on paper, not your computer, mobile device, or online.

If you’re worried about cybercrime affecting your finances, you’re not alone. Properly protecting against hacks and cybercrime involving your personal or financial information is part of protecting your retirement portfolio. We take a holistic approach to your retirement by understanding your unique situation and building a plan that works towards your personal financial goals. Click here to talk to us today about your retirement plan.


The article and opinions in this publication are for general information only and are not intended to provide specific advice or Recommendations for any individual. We suggest that you consult your accountant, tax, or legal advisor with regard to your Individual situation. This content was created by Lone Beacon.Registered Representatives offer securities through Independent Financial Group, LLC (IFG), Member FINRA/SIPC. Investment Advisor Representatives offer Advisory services through Independent Financial Group, LLC (IFG), a Registered Investment Adviser. Cornerstone Wealth Management, Cornerstone Tax Advisory and IFG are unaffiliated entities.

Share This Post:
Cornerstone Wealth

SERVICES

Cornerstone Wealth

Schedule a Call

Ready to take control of your financial future? Schedule a call with Cornerstone Wealth Management today.

Join Our Mailing List

FINANCIAL INSIGHTS DELIVERED STRAIGHT TO YOUR INBOX

Birthdays Over 50 Worth Celebrating
READ OUR LATEST GUIDE

Birthdays Over 50 Worth Celebrating

Before you start planning for retirement, make sure you put these relevant dates in your calendar. Beginning at 50 years old, there are several birthdays that are essential to be aware of as they can influence your retirement timeline and overall financial plan.

The Fundamentals of Estate Planning
READ OUR LATEST GUIDE

The Fundamentals of Estate Planning

Estate planning can be an emotional process. After all, it’s difficult to think about things like who will raise your children, or which loved one will best manage your financial assets. Estate planning is necessary, however, because without a will, your estate may end up in court. This means it could be divvied up based on a judge’s ruling, rather than on your personal wishes.

Making the Transition to Retired Life
READ OUR LATEST GUIDE

Making the Transition to Retired Life

After all your years of hard work and disciplined saving, you’ve made it to retirement – congratulations! Now, the challenge becomes tackling common retirement transition concerns so that you can live out the ideal retirement you’ve dreamed of.

Addressing Market Volatility in Today's World
READ OUR LATEST GUIDE

Addressing Market Volatility in Today's World

Planning for retirement is never a “set it and forget it” task. There are unexpected disasters, market drops, and changing laws that could cause retirees to reevaluate their financial situation. Ultimately, there’s no way to predict everything that will cause market downturns. However, you can prepare yourself for one by having a solid financial strategy in place.

What to Consider in Your Charitable Giving Plan
READ OUR LATEST GUIDE

What to Consider in Your Charitable Giving Plan

Congratulations! You’ve decided to give to a charitable organization. Charitable giving is a wonderful way to help further causes you are passionate about and feel good while doing it.

The Importance of Designating Beneficiaries
READ OUR LATEST GUIDE

The Importance of Designating Beneficiaries

When life gets hectic and your to-do list seems endless, it can be easy to let financial planning details slip through the cracks. However, updates to your designated beneficiaries on 401(k) plans, IRA accounts, and other retirement assets is vitally important.

Managing Inflation in Retirement
READ OUR LATEST GUIDE

Managing Inflation in Retirement

You may have noticed that the things you buy regularly have become more costly, and you may be pondering if inflation will stay high. For individuals close to retirement or already retired, it is essential to take measures to protect themselves from the eroding effects of inflation.

Birthdays Over 50 Worth Celebrating
READ OUR LATEST GUIDE

Birthdays Over 50 Worth Celebrating

Before you start planning for retirement, make sure you put these relevant dates in your calendar. Beginning at 50 years old, there are several birthdays that are essential to be aware of as they can influence your retirement timeline and overall financial plan.

The Fundamentals of Estate Planning
READ OUR LATEST GUIDE

The Fundamentals of Estate Planning

Estate planning can be an emotional process. After all, it’s difficult to think about things like who will raise your children, or which loved one will best manage your financial assets. Estate planning is necessary, however, because without a will, your estate may end up in court. This means it could be divvied up based on a judge’s ruling, rather than on your personal wishes.

The Birth of a Grandchild
READ OUR LATEST GUIDE

The Birth of a Grandchild

Congratulations! The arrival of a grandchild is always an exciting time. Since many grandparents wish to assist in covering their grandchildren’s future financial needs, it’s also a good time to consider financial preparations for the future. If you hope to provide funds to your grandchildren, both 529 plans and trusts are beneficial options.

Cornerstone Wealth

WELCOME TO OUR NEW SITE

We've Made Some Big Changes

We’re delighted to introduce our new and improved online space tailored to elevate your online experience.

If you have any thoughts, questions, or if you’d like to schedule a consultation drop us a line. Your insights help us refine our services.

Making the Transition to Retired Life
READ OUR LATEST GUIDE

Making the Transition to Retired Life

After all your years of hard work and disciplined saving, you’ve made it to retirement – congratulations! Now, the challenge becomes tackling common retirement transition concerns so that you can live out the ideal retirement you’ve dreamed of.

Skip to content