TAXES, TARIFFS, AND TRADE WARS 09/23/25

You and a guest are cordially invited to a very special presentation for local residents ages 50 and over. Financial advisor Daniel Mann from Cornerstone Wealth Management will explain how sweeping changes to global trade policies and the U.S. Tax Code could affect the economy, the markets, and your retirement.

Topics To Discuss:

• IMPACT OF NEW TAX LAWS ON RETIREMENT INCOME: How recent tax reforms under the new administration could affect taxes on Social Security, pensions, and retirement account withdrawals.
• INFLATION CONCERNS: What steps can you take to protect your retirement assets from the continued pressure of inflation?
• GOVERNMENT SPENDING: As Congress considers new tax and spending measures, how could these decisions impact your long-term financial outlook?
• OPTIMIZING SOCIAL SECURITY: Explore strategies to time your Social Security benefits for maximum financial benefit.
• RISING EXPENSES: Are your investments keeping up with the increasing costs of health care and daily living?
• ENSURING RETIREMENT INCOME: Will your retirement income last? Discover strategies to ensure a steady income throughout your retirement years.

Adult, first-time attendees only. If married, spouses are encouraged to attend. Please, no children, agents or brokers. For ages 50+. Must be an Accredited Investor.

No investment strategy can guarantee a profit or protect against loss. Always consult your tax and/or legal professional for details regarding your specific situation. To be an accredited investor, an individual must have had earned income that exceeded $200,000 (or $300,000 together with a spouse) in each of the prior two years and “reasonably expects the same for the current year,” according to the SEC. Or, the individual must have a net worth of more than $1 million, either alone or together with a spouse. With the passage of the Dodd-Frank Act, this now excludes a primary residence as being eligible as part of an investor’s net worth (investors who had existing accredited investments but who now fail the net-worth test without their residence being valued were grandfathered). Registered Representatives offer securities through Independent Financial Group, LLC (IFG), Member FINRA/SIPC. Investment Advisor Representatives offer Advisory services through Independent Financial Group, LLC (IFG), a Registered Investment Adviser. Cornerstone Wealth Management, Cornerstone Tax Advisory and IFG are unaffiliated entities. IFG Registered Representatives (RR) do not give tax advice while acting as an RR.

This information is not intended as a solicitation or an offer to buy or sell any security referred to herein. Individual financial situations vary, and investors should conduct thorough research and consult with a qualified financial professional before making investment decisions. Keep in mind that there is no assurance that the recommendations or strategies will ultimately be successful or profitable nor protect against a loss. Recommendations, specific investments or strategies discussed may not be suitable for all investors. Past performance may not be indicative of future results. You should discuss any tax or legal matters with the appropriate professional.

Securities and advisory services offered through Independent Financial Group, LLC (IFG), a Registered Investment Adviser. Member FINRA/SIPC. Cornerstone Wealth Management and IFG are unaffiliated.