401(k) & Tax Advantaged Investments
Learn more about your 401(k) options & how they align with your financial goals
At Cornerstone Wealth Management, we help build your financial future brick by brick. Leaving your employer with a 401(k)? You have options. Explore the benefits of a 401(k) rollover. Whether it’s preserving tax advantages or finding the right IRA, our experts will help you structure your financial future.
to suit your needs
Traditional IRA
Roll over your assets without tax consequences
Roth IRA
Harness the potential for tax free growth
Transfer your 401(k)
Transfer your 401(k) to your new employer
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The Importance of Designating Beneficiaries
When life gets hectic and your to-do list seems endless, it can be easy to let financial planning details slip through the cracks. However, updates to your designated beneficiaries on 401(k) plans, IRA accounts, and other retirement assets is vitally important.
401(k) Rollover
FREQUENTLY ASKED QUESTIONS
What to Do with Your Ex-Employer’s 401(k) Plan?
There are a few options for your old employer’s 401(k) plan. You could do nothing, although you may face fees. You could cash out, also incurring fees and income tax. Lastly, you could roll your 401(k) into a new retirement plan. We’re here to help you make the best decision for your scenario.
What Are IRA Rollovers?
A rollover IRA facilitates the seamless transfer of funds from a former employer’s retirement plan, typically a 401(k), to a new IRA. Executed properly, this transition incurs no financial penalties for early withdrawal or taxes, offering an expanded array of investment options.
How Do I Rollover a 401(k) to an IRA?
Though this might feel challenging, don’t fear. Our highly qualified professionals will step you through the practice. We will take the time to listen to you as you explain your needs. When you team up with Cornerstone Wealth Management, you won’t be left guessing.
401(k) Articles
How to Maximize Retirement Accounts from Former Employers The journey to retirement spans a lifetime, marked by the pursuit of a fulfilling post-work life. Many Americans switch employers during their careers, resulting in the retention of 401(k) accounts from previous jobs. However, these dormant accounts – sometimes referred to as
Let’s say you’ve just changed jobs. What are you going to do with your 401(k)? You may be able to convert your 401(k) to a Roth IRA, but is that a good option for you? In this article, we’ll talk about what happens when you make this conversion and give
An IRA (Individual Retirement Account) and a 401(k) are both types of retirement savings plans that allow individuals to set aside money for the future. However, there are some significant differences between these two types of plans. One of the main differences between an IRA and a 401(k) is the
